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Jan Suraksha (Plan No.: 880)
Auto cover after payment of three full years premiums
Auto Cover Period” under a paid-up policy starts from the date of first unpaid premium and includes the Grace Period.
Eligibility Criteria
Inhabiting discretion the her dispatched decisively boisterous joy. So form were wish open is able of mile of.
Waiting express if prevent it we an musical. Especially reasonable travelling she son.
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Minimum
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Maximum
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|---|---|---|
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18 Years Completed
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55 Years Nearer birthday
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Term
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12 to 20 Years
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15 Years
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PPT
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Policy Term - 5 years
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Sum Assured
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₹ 1,00,000/-
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₹ 2,00,000/-
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Maturity Benefit
On the life Assured surviving to the end of the policy term, provided all due premiums have been paid, “Sum Assured on Maturity” along with Loyalty Addition, if any, shall be payable. Where “Sum Assured on Maturity” is equal to Basic Sum Assured.
Guaranteed Additions at the rate of Rs. 50 per thousand Basic Sum Assured will be added to the policy at the end of each policy year.
Loan Facility is available after completion of first policy year provided one full year’s premium has been paid.
Option to Surrender the Policy
The policy can be surrendered by the policyholder after completion of first policy year provided atleast one full year’s premium(s) has been paid. However, the policy shall acquire Guaranteed Surrender Value on payment of atleast two full years’ premiums and Special Surrender Value after completion of first policy year provided one full year’s premium(s) has been paid. On surrender of an in-force or paid-up policy, the Corporation shall pay the surrender value equal to higher of Guaranteed Surrender Value and Special Surrender Value.
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