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Nav Jeevan Shree – Limited Premium (Plan No.: 912)
Eligibility Criteria
Inhabiting discretion the her dispatched decisively boisterous joy. So form were wish open is able of mile of.
Waiting express if prevent it we an musical. Especially reasonable travelling she son.
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Minimum
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Maximum
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30 Days Completed
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60 Years Nearer birthday for PPT 6, 8 and 10 Years
59 Years Nearer birthday for PPT 12 Years
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Term
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10 Years under 6 Years PPT
15 Years under 8 and 10 Years PPT
16 Years under 12 Years PPT
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20 Years under 6, 8, 10 and 12 Years PPT
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PPT
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6, 8, 10 and 12 Years
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Sum Assured
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₹ 5,00,000/-
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No Limit
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Premium Modes
Yearly, Half-Yearly, Quarterly and Monthly (NACH only) or through salary deductions (SSS).
Riders Available
LIC’s Accidental Death & Disability Benefit Rider
LIC’s Accident Benefit Rider
LIC’s New Term Assurance Rider
LIC’s Premium Waiver Benefit Rider
Death Benefit
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Option I
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Higher of 7 times of Tabular Annual Premium multiplied by Modal adjustment factor
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Basic Sum Assured
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Option II
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Higher of 10 times of Tabular Annual Premium multiplied by Modal adjustment factor
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Basic Sum Assured
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Maturity Benefit
Sum Assured on Maturity along with accrued Guaranteed Additions.
Guaranteed Additions
during the policy term shall be added to the policy at the end of each policy year.
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Policy Term (in Years)
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Guaranteed Addtion Rates
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10 to 13
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8.50%
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14 to 17
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9%
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18 to 20
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9.50%
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Loan Facility
is available after completion of first policy year provided one full year’s premium has been paid.
Option to Surrender the Policy
The policy can be surrendered by the policyholder after completion of first policy year provided atleast one full year’s premium(s) has been paid. However, the policy shall acquire Guaranteed Surrender Value on payment of atleast two full years’ premiums and Special Surrender Value after completion of first policy year provided one full year’s premium(s) has been paid. On surrender of an in-force or paid-up policy, the Corporation shall pay the surrender value equal to higher of Guaranteed Surrender Value and Special Surrender Value.
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